TIP
Get help: If you have questions about enrolling or need help understanding your benefits, call the Benefits Service Center at 1-866-520-3284, Monday – Friday from 8 a.m. – 9 p.m. (EST).
Get help: If you have questions about enrolling or need help understanding your benefits, call the Benefits Service Center at 1-866-520-3284, Monday – Friday from 8 a.m. – 9 p.m. (EST).
Review your 2024 medical plan rates on the YBR website.
We’re introducing a new dental provider and enhanced coverage under the Aetna Dental HMO and Vision Service Plan.
MetLife will replace Delta Dental as the provider for our dental PPO plan in 2024. We're also adding implant coverage to the Aetna Dental HMO plan and increasing the vision frame allowance from $180 to $200.
There will be a few changes to plan design for the Anthem PPO and the Anthem High Deductible Health Plan (HDHP) + Health Savings Account (HSA), effective January 1, 2024.
For 2024, there will be copay changes for the Anthem PPO, deductible changes for the Anthem HDHP + HSA, and out-of-pocket maximum changes for both plans.
Here’s a detailed overview of all the plan design changes >>
We’re increasing the adoption allowance through Kindbody in 2024, offering a more generous benefit to those looking to expand their families through adoption.
The adoption allowance will increase from $5,000 to $20,000, effective January 1, 2024.
Take advantage of all the mental health resources and support services that are available to you and your loved ones.
You have access to in-person and virtual visits with the Employee Assistance Program (EAP) and MDLive telemedicine, as well as mindfulness, yoga and meditation resources through RethinkCare via the HealthMatters wellness program.
Health Pro Concierge Support: Get help with your benefits by connecting with a Health Pro. Your personal Health Pro consultant can help you:
You also have access to a health care navigation tool available on the YBR website. The provider search tool will provide a list of high-quality providers tailored to your preferences.
See a side-by-side comparison of your available medical and dental plan benefits (deductibles, copays, etc.).
Estimate your total health care costs (employee contributions plus out-of-pocket costs) under each medical plan, based on the amount of care you think you might use in 2024 – and see a side-by-side comparison of your total costs under each plan. This tool can help you find the medical plan that best meets the needs of you and your family.
View plan documents for more detailed information about Experian’s available benefits.
Thousands of locations and digital workout options are available through Aaptiv (via the HealthMatters wellness program) and your medical plan. Visit the HealthMatters wellness program page on the Experian benefits site or contact your medical plan provider for details.
It pays to be healthy. Earn up to $900 a year in Pulse Cash for participating in healthy activities. Here's how:
HealthMatters is a digital front door that serves as your one-stop shop to access tools and resources that help support your health and wellness:
Kaia Health's treatment program for musculoskeletal (MSK) conditions is available through the HealthMatters wellness program. It includes virtual access to physical therapists and offers treatment for back pain and full-body joint pain.
RethinkCare will continue to provide award-winning mindfulness, yoga and meditation programs.
SoFi is a personal finance app that offers the tools, education and resources needed to help you achieve financial wellness. And it’s much more than just student loan refinancing. SoFi also offers 529 college savings plans, personal loans and financial management tools that can help track your spending and savings. You can even get personalized financial advice from a financial planner at no cost.
This program offers options for all your family care needs, resources to help you find short- or long-term care, elder care, as well as backup care for children and adult dependents.
Visit Experian.Care.com. If you have questions, please email careteam@care.com or call 855.781.1303.
Keep your receipts! If the IRS audits your HSA or FSAs, you’ll need to prove the account was used for qualified expenses.
If you enroll in the Anthem High Deductible Health Plan (HDHP) with HSA, you can contribute to an HSA with incredible tax benefits. You can also take advantage of an FSA to make paying for your health and dependent care expenses easier while saving on taxes.
Annual Enrollment is your once-a-year opportunity to enroll in this plan via YBR »
Talk with a doctor about any health issue 24/7
